A certificate of insurance demonstrates evidence of an insurance policy. It may be issued by an insurer, insurance agent or broker. A certificate of insurance should include the following:

  • Name of the insurance company and NAIC number

  • Policy number and period

  • Name of the insured and address

  • Description of coverage

  • Policy limits

  • Description and locations of operation

  • Name and address of certificate holder

  • Notice of cancellation provision

  • Authorized signature and date

Receiving Certificates of Insurance

Ë¿¹ÏÊÓƵ of Missouri buys products and services from many businesses every year. Ë¿¹ÏÊÓƵ requires proof of insurance from many vendors, with the specific requirements state in the contract. The types and amounts of insurance required will be dependent on the services that are being provided and the obligations of the parties under the contract. 

When requesting a certificate of insurance from a vendor or organization providing low risk services, we require a minimum of the following:

  • General liability $1 million/occurrence and $3 million/aggregate

  • Auto $1 million combined single limit/any auto

  • Workers' Compensation - statutory and employment liability of $500,000

  • Ë¿¹ÏÊÓƵ of the University of Missouri endorsed as additional insured

  • Any carrier providing coverage shall have a minimum "Best" rating of "A-VIII"

Contractors may satisfy the minimum liability limits required for Commercial General Liability or Business Auto Liability under an Umbrella or Excess Liability policy. There is no minimum per occurrence limit of liability under the Umbrella or Excess Liability; however, the Annual Aggregate limit shall not be less than the highest "Each Occurrence" limit for either Commercial General Liability or Business Auto Liability. Contractor agrees to endorse the University as an Additional Insured on the Umbrella or Excess Liability, unless the Certificate of Insurance states the Umbrella or Excess Liability provides coverage on a "Follow-Form" basis. 

Learn more about our insurance specifications in the . 

Ë¿¹ÏÊÓƵ reserves the right to require higher limits on any contract provided notice of such requirement is stated in the request for proposals for such contract. 

Failure to maintain the required insurance in force may be cause for contract termination. In the event the Contractor fails to maintain and keep in force the required insurance, the University shall have the right to cancel and terminate the contract without notice. 

Requesting Proof of University Coverage

To request proof of Professional Liability (Medical Malpractice) coverage, please complete the . 

All the information must be completed to fulfill the request. If you also need a claims history included, please attach the completed release from the requesting health care provider. The history will not be provided without a signed release authorizing us to provide it. 

To request proof of the Curators of the University of Missouri insurance of self-funded General Liability, Auto, Property or Workers' Compensation coverage, please use our online . Or you may submit an email that includes the following information:

  • Certificate Holder contact, name and address (entity whom the proof is to be issued)

  • Events or services: purpose, location, date(s)

  • The type and amount of insurance required

  • A copy of the contract/letter/etc.

For your convenience, a is provided in pdf format. 

Please allow at least 10-14 business days for processing.