As a full-time benefit-eligible employee of Mizzou, you are eligible for insurance and retirement benefits. Please review the below scenarios to determine which one applies to you. Then, select your specific scenario to learn more about your benefits.

Resident Physician

Insurance Benefits

You will continue to be eligible to participate in a broad array of benefit programs (health, dental, vision, life and disability) that the University makes available.? If you are not currently enrolled, or want to make changes to your current elections, you will be eligible to do so during the next Annual Enrollment period. Most programs will require a contribution (premium) on your part to participate. Please contact UM System Human Resources with specific questions.? 

Core and Voluntary Retirement Plans

You will be enrolled in the Defined Contribution Retirement Plan concurrent with the effective date of the appointment listed in your offer letter and you will be automatically enrolled to make a contribution of 8% of eligible compensation. Ë¿¹ÏÊÓÆµ will then make a matching contribution, presently up to 8%. You can adjust your contribution election at any time. In addition to the Defined Contribution Retirement Plan, you always have the opportunity to save more toward retirement and reduce your taxable income through payroll deductions with the Voluntary Retirement Plans. For specific information regarding University retirement benefits, please visit Core and Voluntary Retirement Plans or contact UM System Human Resources

Irrevocable Retirement Plans

On or before your first day of employment*, you must make a decision regarding participation in the irrevocable 401(a) Supplemental Retirement Plan and/or irrevocable 403(b) plan. Unlike other deferral options, once you have made this election it cannot be stopped or modified during your employment with the University.

*If you have previously been employed in any capacity with the University of Missouri System, please contact UM System Human Resources Retirement Department to determine eligibility to enroll in irrevocable plans.  

Insurance Benefits 

You will continue to be eligible to participate in a broad array of benefit programs (health, dental, vision, life and disability) that the University makes available. If you are not currently enrolled, or want to make changes to your current elections, you will be eligible to do so during the next Annual Enrollment period. Most programs will require a contribution (premium) on your part to participate.?Qualifying Events such as family and employment status changes (e.g. leave of absence) provide a unique opportunity to make changes to your plan elections mid-year. The change in coverage must be consistent with the change in status. Please contact UM System Human Resources with specific questions.? 

Core and Voluntary Retirement Plans 

You will be enrolled in the Defined Contribution Retirement Plan concurrent with the effective date of the appointment listed in your offer letter and you will be automatically enrolled to make a contribution of 8% of eligible compensation. Ë¿¹ÏÊÓÆµ will then make a matching contribution, presently up to 8%. You can adjust your contribution election at any time. In addition to the Defined Contribution Retirement Plan, you always have the opportunity to save more toward retirement and reduce your taxable income through payroll deductions with the Voluntary Retirement Plans. For specific information regarding University retirement benefits, please visit Core and Voluntary Retirement Plans or contact UM System Human Resources

Irrevocable Retirement Plans

On or before your first day of employment*, you must make a decision regarding participation in the irrevocable 401(a) Supplemental Retirement Plan and/or irrevocable 403(b) plan.? Unlike other deferral options, once you have made this election it cannot be stopped or modified during your employment with the University.

*If you have previously been employed in any capacity with the University of Missouri System, please contact UM System Human Resources Retirement Department to determine eligibility to enroll in irrevocable plans.

New Hire

Insurance Benefits 

You will be eligible to participate in a broad array of benefit programs (health, dental, vision, life and disability) that the University makes available to full-time benefit-eligible employees. Benefits become effective on your first day of actively working as a benefit-eligible employee at the University, provided you enroll within the first thirty-one (31) calendar days. Most programs will require a contribution on your part to participate. If you do not enroll in a medical plan, even if that choice is to waive coverage, within 31 days, you will be defaulted to the Healthy Savings Plan and you will pay taxes on your contributions (premiums). For specific information regarding University benefits, please visit the First-Time Enrollment webpage or contact UM System Human Resources.

Core and Voluntary Retirement Plans

You will be enrolled in the Defined Contribution Retirement Plan concurrent with the effective date of the appointment listed in your offer letter and you will be automatically enrolled to make a contribution of 8% of eligible compensation. Ë¿¹ÏÊÓÆµ will then make a matching contribution, presently up to 8%. You can adjust your contribution election at any time. In addition to the Defined Contribution Retirement Plan, you always have the opportunity to save more toward retirement and reduce your taxable income through payroll deductions with the Voluntary Retirement Plans. For specific information regarding University retirement benefits, please visit the Core and Voluntary Retirement Plans webpage or contact UM System Human Resources.

Irrevocable Retirement Plans 

On or before your hire date (even if you are not actively at work)*, you must make a decision regarding participation in the irrevocable 401(a) Supplemental Retirement Plan and/or irrevocable 403(b) plan. Unlike other deferral options, once you have made this election it cannot be stopped or modified during your employment with the University.

*If you have previously been employed in any capacity with the University of Missouri System, please contact UM System Human Resources Retirement Department to determine eligibility to enroll in irrevocable plans. 

Insurance Benefits 

Your personal leave of absence is commencing on your first day of employment with the University of Missouri System (University); therefore, you are not considered to be actively working.? You will not be eligible for University benefits (health, dental, vision, life or disability) until you return from your leave of absence.

When you return from your leave of absence, you will be eligible to participate in a broad array of benefit programs (health, dental, vision, life and disability) that the University makes available to full-time benefit-eligible employees. Benefits become effective on your first day of actively working as a benefit-eligible employee at the University, provided you enroll within the first thirty-one (31) calendar days of returning from your leave of absence. Most programs will require a contribution on your part to participate. If you do not enroll in a medical plan, even if that choice is to waive coverage, within 31 days, you will be defaulted to the Healthy Savings Plan and you will pay taxes on your contributions (premiums). For specific information regarding University benefits or to obtain the enrollment form, please contact UM System Human Resources

Core and Voluntary Retirement Plans 

You will be enrolled in the Defined Contribution Retirement Plan concurrent with the effective date of the appointment listed in your offer letter and you will be automatically enrolled to make a contribution of 8% of eligible compensation. Ë¿¹ÏÊÓÆµ will then make a matching contribution, presently up to 8%. You can adjust your contribution election at any time. In addition to the Defined Contribution Retirement Plan, you always have the opportunity to save more toward retirement and reduce your taxable income through payroll deductions with the Voluntary Retirement Plans. For specific information regarding University retirement benefits, please visit the Core and Voluntary Retirement Plans webpage or contact UM System Human Resources.

Irrevocable Retirement Plans 

On or before your hire date (even if you are not actively at work)*, you must make a decision regarding participation in the irrevocable 401(a) Supplemental Retirement Plan and/or irrevocable 403(b) plan. Unlike other deferral options, once you have made this election it cannot be stopped or modified during your employment with the University. 

*If you have previously been employed in any capacity with the University of Missouri System, please contact UM System Human Resources Retirement Department to determine eligibility to enroll in irrevocable plans. 

Current Employee

Insurance Benefits 

You will continue to be eligible to participate in a broad array of benefit programs (health, dental, vision, life and disability) that the University makes available. If you are not currently enrolled, or want to make changes to your current elections, you will be eligible to do so during the next Annual Enrollment period. Most programs will require a contribution (premium) on your part to participate. Please contact UM System Human Resources. with specific questions. 

Core and Voluntary Retirement Plans

You will continue to be eligible to participate in your current Core Retirement Plan. Core Retirement Plans and the plan you¡¯re eligible for depends on your benefit eligibility and hire status. More information is available on the Core and Voluntary Retirement Plans webpage. In addition to your Core Retirement Plan, you always have the opportunity to save more toward retirement and reduce your taxable income through payroll deductions with the Voluntary Retirement Plans. For specific information regarding University retirement benefits, please contact UM System Human Resources.

Irrevocable Retirement Plans

On or before your first day of employment*, you must make a decision regarding participation in the irrevocable 401(a) Supplemental Retirement Plan and/or irrevocable 403(b) plan. Unlike other deferral options, once you have made this election it cannot be stopped or modified during your employment with the University.

*If you have previously been employed in any capacity with the University of Missouri System, please contact UM System Human Resources Retirement Department to determine eligibility to enroll in irrevocable plans. 

Insurance Benefits

You will be eligible to participate in a broad array of benefit programs (health, dental, vision, life and disability) that the University makes available to full-time benefit-eligible employees. Benefits become effective on your first day of actively working as a benefit-eligible employee at the University, provided you enroll within the first thirty-one (31) calendar days. Most programs will require a contribution on your part to participate. If you do not enroll in a medical plan or actively elect to waive coverage within 31 days, you will be defaulted to the Healthy Savings Plan and you will pay taxes on your contributions (premiums). For specific information regarding University benefits, please visit the First-Time Enrollment webpage or contact UM System Human Resources.

Core and Voluntary Retirement Plans

You will be enrolled in the Defined Contribution Retirement Plan concurrent with the effective date of the appointment listed in your offer letter and you will be automatically enrolled to make a contribution of 8% of eligible compensation. Ë¿¹ÏÊÓÆµ will then make a matching contribution, presently up to 8%. You can adjust your contribution election at any time. In addition to the Defined Contribution Retirement Plan, you always have the opportunity to save more toward retirement and reduce your taxable income through payroll deductions with the Voluntary Retirement Plans. For specific information regarding University retirement benefits, please visit Core and Voluntary Retirement Plans or contact UM System Human Resources.

Irrevocable Retirement Plans


On or before your first day of employment*, you must make a decision regarding participation in the irrevocable 401(a) Supplemental Retirement Plan and/or irrevocable 403(b) plan. Unlike other deferral options, once you have made this election it cannot be stopped or modified during your employment with the University.

*If you have previously been employed in any capacity with the University of Missouri System, please contact UM System Human Resources Retirement Department to determine eligibility to enroll in irrevocable plans. 

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